Getting ready to head out to one of our biggest 11U baseball tournaments of this year. The boys have worked really hard and they are ready. As I am watching the news and seeing all the snow back East I have such a happy feeling I am in Arizona and will be spending my week outside and away from the blizzards.
Six student-athletes on The Ohio State University football team have been suspended for NCAA violations, the school said Thursday in a press release. Why don't they just give these players an allowance or allow them to sell these things instead of using them to gain all that money for the school. So many student athletes go without because their families can not afford to provide them what they need and they can't work because they have to train and play for the school. The schools really benefit from the hard work of these players. I know they get schooling paid for but how are they supposed to survive with no money in their pockets...of course it leads to them doing things under the table.
Well it is beginning to feel more like CHristmas in Arizona. The weather has cooled off, there is rain in the air and people are all over the streets and in the stores trying to get the last minute gifts purchased. I still don't understand why people wait till the last minute. I went to buy my niece some boots (not for Christmas) and there was nothing left. I went to 4 stores and finally found something that would work but not my favorite pair. Online shopping this year with free shipping kept me out of the mess and I got everything I wanted for my peeps.
It is so interesting to me that a 70yr old woman robbed a bank this week and according to the article it appeared that she was doing it just like she would when she was doing a normal banking transaction. She asked a man in her building to give her a ride to the bank, he thought it was so she could get the money to pay her rent. Little did he know he was her get away driver. I wonder if she was in dire straights and needed to do this or if she just felt like it was something she wanted to do to see what it would be like so she went for it. I shake my head eveyday at some of this stuff I read and just wonder how people get to these places in their lives.
Only one more week until Christmas. The kids just got out of school so next week should be fun having all the crazy, smelly boys running in and out of my house all week. I am all ready for the holiday so that is a relief. Much easier this year since the hubby and I decided not to shop for each other. I guess easier for him because I like the shopping part.
It is really hard to get in the holiday spirit when it is 82 degrees outside. Don't get me wrong the weather is awesome but it does not seem like Santa will be coming down the chiminey in 9 days.
Did you know that Fannie and Freddie Mac loan will only allow a seller to contribute of 2% toward buyers closing cost when they are purchasing an investment home? Before you write a contract of any kind make sure you are dealing with a professional.
Well this is interesting as reported on CNBC this morning
Fannie Mae and Freddie Mac are in discussions with U.S. government officials to join government programs aimed at reducing mortgage balances where borrowers owe more than the values of their homes, the Wall Street Journal reported on Tuesday citing people familiar with the situation.
The paper reported that Fannie Mae and Freddie Mac have been highly reluctant to reduce mortgage balances, especially for borrowers who are still making payments.
The report also said the government is pressuring both mortgage companies to join a program run by the Federal Housing Administration that allows banks and other creditors, which agree to write down mortgages, to hand off the reduced loans to the FHA
I wonder if they do this if they will increase their limits to include some jumbo. Wouldn't that be nice for all of those people that had to get a jumbo loan during the boom and now are stuck.
This is what I don't understand about hedge funds...I was an auditor of a smaller hedge fund and when we would look for new investment opportunites I would go to each company and audit their books and look at how they were investing. If anything did not add up we walked. I know we did not invest in a very large Phoenix based company because of this and we saved ourselves loads of money and trouble when the owner killed himself and the company was sued.
So...when all of these Pedigree fund managers were looking into Madoff why would they invest when things never really added up? Just because he had a track record of returns he must be ok?? Where did that get you?
I really don't think people understand the idea of volunteer work. My mom and I volunteered to ring the Salvation Army bell outside the mall today for 2 hours. People walked by and told us to come wash their tires if we need money and that "people like us" make them feel bad because we are standing outside ringing the bell for the needy and they feel like they HAVE to give something. We were very nice and did not feed into their anger but what these people don't realize is we are not the ones in need. We are volunteering our time to help those less fortunate. If everyone just gave a little bit of their time the world would be a better place.
I am so tired of seeing all theses people that feel a lawsuit is necessary to settle the dumbest things. Really...you think it is necessary to file a lawsuit because your girlfriend dumped you?? Really you think you are owed money because you were stupid and broke into someones house and they hit you and you got hurt??? This stuff is so worng on so many levels.
There are many changes in the processing and closing of short sales in the last year. It is always important to deal with a real estate professional when you are thinking about a short sale for your home. It is also wise to consult an attorney or tax advisor prior to your short sale to know what your tax liability could be.
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